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What Happens If I Cosign For A Bail Bond?


What Happens If I Cosign For A Bail Bond?

If you cosigned for a bail bond through a bail bonds company, you are then responsible for the full amount of the bail if the person you signed for doesn’t come through with paying for it themselves.

Cosigning on a bail bond is a big risk, here are some things to consider when thinking of bailing someone out…

  • Have they ever skipped bail before?
  • Are they reliable?
  • How much money do they have in their bank account?
  • How much money do they make, do you think they can pay back the loan?
  • Do they have a drug habit? Drug users have a higher rate of not appearing
  • Is the crime serious? Some people think skipping court and hiding in another state is a way to escape, but they WILL get found

Example Bail Bond Cosigner Scenario

Let’s say the bond is $30,000, and you are the co-signer. You pay the bail bondsman $3,000 (10%) to get your friend out of jail until the court date. Your friend doesn’t show up for court and runs. The bondsman cannot find them or they don’t have the money to pay.  The bondsman is not out $30,000. You now owe the bail bonds company $30,000, and they will do everything in their power to collect that $30,000 back.

What Bounty Hunters Will Do If Your Friend Runs

Bounty hunters have a high success rate at finding people, see what bounty hunters are legally allowed to do. The bail bonds company will go after them, their family and friends and workplace to find them and get them to show and put them back in jail.

However, if the person you bailed out cannot be found, the bail bonds company will come after you for the money.  Bail bonds companies may contact you, your friends, family, facebook friends, your workplace and in some cases, end up taking your property as payment in equal amount to the full bond.

Do You Get Bail Money Back If They Are Found Guilty?

If you signed for a bond for someone else and they are guilty, it doesn’t matter. Bail money is for getting someone out of jail until their court appearance. If they show up to their court date and you paid the court the full amount of bail, you will get your bail money back.

If you paid a bondsman’s fee to get your friend or family member out of jail, then the 10% payment you made is non-refundable. See are bail bonds refundable.


Eliot Tynes October 23, 2021 at 2:54 pm Reply

I am about to bail someone out ($10,000) through a bondsman. I know the defendant and I am sure he will appear but if something happens and he skips I fully understand the bail bondsman will come after me for the $90,000. However, I simply do not have $90,000 and my income is below the amount where he can legally attach my income. What happens then (I put up no collateral, I have none)?

Thomas Kane October 24, 2021 at 3:21 pm Reply

Thanks for the question. So actually the 10,000 is the premium and you would be responsible for the full $100k
With that said it would go to court and a judgment against may be the outcome and possible garnishments from that.
All of which is avoided if he can be found prior to judgment on the bondsman for the forfeiture.

Jamie October 28, 2021 at 9:59 pm Reply

My boyfriends bail is 100,000 but if I pay 5-10,000$ If he goes to all his court dates when he gets sentenced will I get my money back?

Thomas Stinson October 29, 2021 at 5:25 am Reply

Bail is a service fee to a bondsman who puts up the whole $100,000 on your behalf. That fee is almost always non-refundable, even if he makes his court dates. The bail bondsman has had to take a big risk putting up $100,000 and go through the time and effort to help with paperwork and processing. If your boyfriend were to run, the bail bonds company would be out $100,000 and have to find your boyfriend and bring him back to court using a bounty hunter, if he cannot be found then the bondsman is out $100,000. So no, the fee is non-refundable. If you want a full refund, provided he makes his court dates, then you have to give the court $100,000. But if he doesn’t make his court dates and tries to skip town, there is a good chance the court will be keeping your $100,000.

Clarisa Cruz November 28, 2021 at 1:34 pm

As a cosigner am i responsible for paying the bounty hunters fee?

Craig Nelson October 31, 2021 at 8:58 am Reply

I bailed someone out through a bondsman and he skipped court. Bail was $5000 and I paid the bondsman 10% (non-refundable). The court issued a bench warrant and called in the bond and the bondsman collected the $5000 bail from me. Can I collect the $5000 from the person that I bailed out and then skipped? I have a durable POA and am granted all powers. He has the money in his bank account. Can I take the money I paid the bondsman out of his bank account? In other words, is he liable in any way to pay the bail?

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